credit reports - and more

Your Association has been working with NACM MidAmerica in an effort to provide SouthWestern Members with another service with tremendous value!

 

Current Subscribers

Click below to visit these commercial/consumer sites:
(Note: Agreements required with each of the following providers before you can log into these sites.)

Commercial Reporting Services

• NACM
• Experian
• Dun & Bradstreet
• Equifax

Consumer Reporting Services

• NACM (OneCreditSource.com)

*Not a current subscriber but you are interested? Click here! Complete the form and we will contact you!

 

Why did MLA select NACM?
Consumer Reports available
Commercial Reports available
Services Offered
Business/Trade Reports
CURE™ - 30-day collection service!
How much does it cost?
Who to contact - Want more information?
When do I use which report?
Log onto the MLA Section of NACM MidAmerica
Who is NACM?
Credit Application - Compliments of NACM

 

Why did MLA select NACM?

• NACM requires no advance purchase, subscription or other up front fees, deposits or costs.
• MLA members can purchase as little or as much service as they require on a pay-as-you-go basis.
• All credit resources and tools MLA members need are under one roof for our members' convenience.

 

Services Offered

• Business/Trade Reports
• Consumer Reports
• CURE™

 

Business/Trade Reports

Reports available when you need:

• Payment History
• Business Background
• Public Record
• Collection Activity
• Banking Relationships
• UCC Filings

Reports available on:

• Proprietorships
• Partnerships
• Corporations
• Limited Liability Co. (LLC)

 

Consumer Reports

• NACM MidAmerica offers access to Trans Union, Equifax, and Experian consumer credit report.
  • Trans Union Example (PDF)
  • Trans Union Training/Help Guide (PDF)
  • Equifax Example (PDF)
  • Equifax Training/Help Guide (PDF)
  • Experian Example (PDF)
  • Experian Training/Help Guide
• This service is available to any business with a permissible purpose allowed by the "Federal Fair Credit Reporting Act."

 

Commercial Reports

• NACM Report Example (PDF)
• Experian Business Profile Report Example (PDF)
• D & B Business Information Report Example (Link)
• Equifax Business Information Report Example (PDF)

 

CURE™

• A 30 day courtesy collection service consisting of two letters and two telephone calls.
• Claims be placed online  at http://www.nacmservices.com/mla/cure/cureform.html  
• What is CURE™?

 

How much does this cost?

• NACM Bureau Report (Example)
  • $24.00
  • $32.00 for operator assisted
    
    
• Experian Business Profile Report (Example)
  • $48.00
  • $60.00 for operator assisted
    
    
• Equifax Commercial Report
  • $24.00
  • $32.00 for operator assisted
    
    
• D & B Business Information Report (Example via link)
  • $99.00
  • No surcharge for operator assistance
    
    
• International Credit Reports (E-Mail & Fax Delivery)
  • Prices vary per country
    
    
• Electronic Consumer Report
  • $10.00
  • $15.00 for operator assisted
  • Your choice: Trans Union (Example), Equifax (Example), Experian (Example)
    
    
• CURE™: $22.00 (What is CURE™?)

 

For more information:

• Sign up at http://www.nacmservices.com/mla/form.html
• Contact NACM at 1-800-593-0907 and ask for Danny Morel (danny@nacmservices.com). Let them know you are a member of the MLA and they will take it from there!
• Contact Robert Uhler (ruhler@swassn.com)

 

Which report do I use when?

Commercial:

Use NACM Reports when selling to local/regional builders, contractors, sub-contractors, or other general business entities. NACM reports offer:

• Details of payment history
• Public record filings
• If placed for collection
• NSF checks if reported
• General owner information

Use Experian Reports when selling to a contractor or sub-contractor or other business entity from another state or outside of the immediate area, or if no information exists in the NACM database. The Business Profile Report offers details of the subject's payment performance, public record history, and general information. The Intelliscore (Risk) Report is a synopsis of the Profile report. It provides condensed information shown on the Profile report but offers, in addition, a "Risk Score" to the business.

D&B Reports are national in scope and offer information beyond the paying habits of companies throughout the U.S. If the credit exposure is large, or if there just isn't enough information to satisfy the amount of risk you are being asked to consider, then these reports are suggested.

 

Consumer

Use Consumer Reports when the customer is an individual, or is a new business with no credit history as a business, or when little or no information is available in any of the various business reports on the business itself either as a company or a trade name. Special note: When obtaining a consumer credit report, it is required that a permissible purpose exists and that you have the written permission of the individual whose report is going to be obtained. This is Federally mandated and is required on all first time transactions. Available from:

• Trans Union
• Equifax
• Experian Consumer Credit

 

Who is NACM?

• NACM is the leading resource for credit and financial management, providing information, products and services for effective accounts receivable management.
• NACM represents 30,000 credit executives worldwide, making NACM one of the oldest and largest business organizations in the United States.

 

Credit Application

• Downloadable Credit Applications - Complements of NACM.
  • Downloadable Word Document